Second

Sberbank’s second pirouette

Sberbank’s second pirouette

Can the former Soviet savings monopoly turn itself into a consumer-technology giant?TECH FIRMS with ropy business models are told to “pivot”—abruptly reinvent themselves in the hope that a new approach generates profits before venture capital runs out. YouTube is celebrated in business schools for hurriedly switching from a dating service to video-sharing; Slack ditched online…

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